Geographical coverage |
Кыргызская Республика
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Unit of measurement |
Процент
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Definitions |
The percentage of adults (ages 15+) who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or personally using a mobile money service in the past 12 months.
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Concepts |
Account at a financial institution includes respondents who report having an account at a bank or at another type of financial institution, such as a credit union, microfinance institution, cooperative, or the post office (if applicable), or having a debit card in their own name. In addition, it includes respondents who report receiving wages, government transfers, or payments for agricultural products into an account at a financial institution in the past 12 months; paying utility bills or school fees from an account at a financial institution in the past 12 months; or receiving wages or government transfers into a card in the past 12 months. Mobile money account includes respondents who report personally using GSM Association (GSMA) Mobile Money for the Unbanked (MMU) services in the past 12 months to pay bills or to send or receive money. In addition, it includes respondents who report receiving wages, government transfers, or payments for agricultural products through a mobile phone in the past 12 months.
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Rationale and interpretation |
Access to formal financial services such as savings, insurance, payments, credit and remittances is essential to the ability of people regardless of income level, gender, age, education or where they live to manage their lives, build their futures, and grow their businesses. Having access to an account is an important starting point for people to access a range of financial services.
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Method of computation |
Proportion of population aged 15 and older with an account in a financial institution to the total population in the relevant age group.
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Comments and limitations |
Global Findex is an individual level survey, measuring individual’s ownership of accounts. As financial inclusion is an individual-level concept, this is the appropriate measure. Other surveys that are done at household level may measure the access to finance through another member of the household which may overestimate financial inclusion.
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Quality assurance |
Not available for this indicator
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Data availability and gaps |
The indicators in the 2014 Global Financial Inclusion (Global Findex) database are drawn from survey data covering almost 150,000 people in more than 140 economies representing more than 97 percent of the world’s population. The survey was carried out over the 2014 calendar year by Gallup, Inc. as part of its
Gallup World Poll, which since 2005 has continually conducted surveys of approximately 1,000 people in each of more than 160 economies and in over 140 languages, using randomly selected, nationally representative samples. The target population is the entire civilian, non-institutionalized population age 15 and older.
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Disaggregation |
Disaggregated by sex, age, educational level urban/rural area.
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Comparability with international data/standards |
World Bank’s Global Findex database is based on individual level surveys worldwide, conducted every three years. The first round of the survey was done in 2011, and the second in 2014. The third round will be done in 2017. The database covers about 140 countries. Data comparable across countries.
http://www.worldbank.org/content/dam/Worldbank/Research/GlobalFindex/PDF/Methodology.pdf
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References and documentation |
KR National SDG Reporting Platform: https://sustainabledevelopment-kyrgyzstan.github.io
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Data sources |
Data for calculating the indicator are obtained from the quarterly survey №1 «Household control card» and annual survey №2 «Socio-demographic characteristics of household residents», section V «Access to services and sense of security» of Integrated Household Budget and Labour Force Sample Survey.
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Data collection methods |
Representative individual level surveys of respondents aged 15 and older.
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Link to UN metadata |
Not available for this indicator
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